Where are ATMs located? There are drive-up ATMs available at each of our 4 locations. We also have ATMs available in Linn Hall and Iowa Hall on the Kirkwood Community College campus. Plus, there are thousands of machines available in the area and across the country that are surcharge-free for our members.
I made a deposit using an ATM. When will it be available?
The deposit will show up in your account immediately, but there will be a one business day hold on the funds. This means the balance will show the deposit but you will be unable to withdraw those funds until the next business day.
If Deposit Made
If Deposit Made
Before 6:00 PM
Funds
After 6:00 PM
Funds
Day Deposit
Made:
Will Be
Available:
Will Be
Available:
Monday
Tuesday
Wednesday
Tuesday
Wednesday
Thursday
Wednesday
Thursday
Friday
Thursday
Friday
Monday
Friday
Monday
Monday
Saturday
Monday
Monday
Sunday
Monday
Tuesday
If you need deposited funds to post
to your account sooner, please visit one of our
convenient locations to speak with a teller during our
business hours or use the Night Deposit box for
after-hours service. Night Deposit transactions from
the previous evening are posted every morning except
Sunday.
How can I get a replacement ATM
/Debit card?
Give us a call at 378-0101, Option 0 or 1-800-950-5228, Option 0 or stop by one of our convenient locations. We will cancel your current card and issue a new one. Each replacement card costs $5.00 and will arrive at your home mailing address in 7 to 10 business days. Your PIN will remain the same unless you request otherwise.
How do I report a lost or stolen ATM
/Debit card?
To report a lost or stolen ATM/Debit Card after hours or on the weekend, call 1-800-554-8969.
Is there a fee for ATM transactions?
With our basic checking account, members are allowed 6 free ATM transactions from their Savings account and 6 from Checking per month. Beginning with the 7th transaction on either account type, a fee of $0.50 per transaction will be assessed.
With our High Yield Checking account, the members who qualify each month have unlimited ATM transactions as all ATM fees are refunded.
It is also suggested to look for ATM machines that bear the Money Pass or Allpoint logos to avoid the surcharge fee many financials are charging. Of course you can always use one of Linn Area's 6 ATMs. Click here for their locations.
Can I have an ATM card with just my
savings account?
Yes, you can have an ATM card with your Share
Savings-only account. You cannot, however, have A
debit card unless you have a Share Draft
Checking account with us.
Have questions? Give us a call at
378-0101, Option 0 or 1-800-950-5228, Option 0 or send
us an email.
Which ATM machines can I use
while traveling?
You can withdraw funds any ATM that has a Cirrus, SHAZAM, ACCEL/Exchange, MoneyPass or Allpoint logo. We suggest you look for ATM machines that bear the MoneyPass or Allpoint logo to avoid the surcharge fee many financials are charging. Click on each for a listing of ATM’s that do not assess a surcharge.
Please note: ATM deposits to your
Linn Area Credit Union account can only be made at
ATM’s in the state of Iowa.
Linn Area Credit Union provides links to other sites of interest as a convenience to our members. Linn Area Credit Union is not responsible for the privacy practices or content contained on other sites. It neither endorses the information, presentation or accuracy nor makes any warranty, express or implied, regarding any external site or business transaction you do with them. If you have questions about another site's privacy practices, please read the privacy statement at their site.
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